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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,050 | $94,031+196.8% | $115,768+141.0% | $82,448+238.5% |
| Participation rate | 96.6% | 70.4%+26.1pp | 74.4%+22.2pp | 68.1%+28.5pp |
| Annual return | 16.02% | 20.61%-4.6pp | 100.46%-84.4pp | 41.64%-25.6pp |
| Employer contribution / active EE | $6,932 | $2,323+198.4% | $2,940+135.8% | $2,551+171.7% |
| Participant deferral / active EE | $5,239 | $3,972+31.9% | $4,917+6.6% | $4,139+26.6% |
| Admin fee / account holder | $11,362 | $10,249+10.9% | $12,439-8.7% | $7,234+57.1% |