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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,331 | $201,344+102.3% | $184,243+121.1% | $145,877+179.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.27% | 29.01%-20.7pp | 28.82%-20.6pp | 551.28%-543.0pp |
| Employer contribution / active EE | $11,332 | $7,022+61.4% | $6,427+76.3% | $4,663+143.0% |
| Participant deferral / active EE | $7,567 | $9,807-22.8% | $9,132-17.1% | $6,691+13.1% |
| Admin fee / account holder | $779 | $16,382-95.2% | $13,914-94.4% | $13,402-94.2% |