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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,602 | $106,749+331.5% | $145,433+216.7% | $82,448+458.7% |
| Participation rate | 74.2% | 75.6%-1.5pp | 82.1%-7.9pp | 68.1%+6.1pp |
| Annual return | 14.80% | 27.59%-12.8pp | 66.58%-51.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $2,224 | $3,444-35.4% | $4,554-51.2% | $2,551-12.8% |
| Participant deferral / active EE | $7,537 | $6,519+15.6% | $7,897-4.6% | $4,139+82.1% |
| Admin fee / account holder | $19,859 | $8,390+136.7% | $13,129+51.3% | $7,234+174.5% |