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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,879 | $114,119-50.2% | $107,187-46.9% | $138,895-59.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.41% | 273.21%-259.8pp | 204.55%-191.1pp | 145.39%-132.0pp |
| Employer contribution / active EE | $9,489 | $4,059+133.8% | $3,782+150.9% | $4,194+126.2% |
| Participant deferral / active EE | $7,532 | $5,538+36.0% | $5,096+47.8% | $6,396+17.8% |
| Admin fee / account holder | $2,967 | $10,024-70.4% | $9,162-67.6% | $12,562-76.4% |