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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,879 | $171,492-66.8% | $150,734-62.3% | $198,609-71.4% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 13.41% | 804.70%-791.3pp | 600.81%-587.4pp | 202.70%-189.3pp |
| Employer contribution / active EE | $9,489 | $5,470+73.5% | $4,918+92.9% | $5,055+87.7% |
| Participant deferral / active EE | $7,532 | $6,259+20.3% | $5,610+34.3% | $6,977+8.0% |
| Admin fee / account holder | $2,967 | $17,628-83.2% | $14,905-80.1% | $19,030-84.4% |