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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,196 | $211,224-77.7% | $178,505-73.6% | $145,897-67.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.17% | 30.28%-26.1pp | 27.16%-23.0pp | 552.29%-548.1pp |
| Employer contribution / active EE | $5,447 | $4,577+19.0% | $3,955+37.7% | $4,663+16.8% |
| Participant deferral / active EE | $6,868 | $6,966-1.4% | $6,280+9.4% | $6,689+2.7% |
| Admin fee / account holder | $27,975 | $12,109+131.0% | $10,428+168.3% | $13,390+108.9% |