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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,083 | $160,070-51.8% | $147,117-47.6% | $145,897-47.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 9.55% | 98.69%-89.1pp | 420.54%-411.0pp | 552.29%-542.7pp |
| Employer contribution / active EE | $3,807 | $5,285-28.0% | $4,932-22.8% | $4,663-18.3% |
| Participant deferral / active EE | $4,889 | $8,419-41.9% | $8,065-39.4% | $6,689-26.9% |
| Admin fee / account holder | $11,138 | $15,035-25.9% | $12,993-14.3% | $13,390-16.8% |