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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,685 | $77,358-68.1% | $102,184-75.8% | $87,485-71.8% |
| Participation rate | 96.4% | 78.7%+17.7pp | 82.6%+13.8pp | 68.9%+27.5pp |
| Annual return | 7.19% | 41.11%-33.9pp | 31.58%-24.4pp | 26.06%-18.9pp |
| Employer contribution / active EE | $1,339 | $2,562-47.8% | $3,594-62.8% | $2,596-48.4% |
| Participant deferral / active EE | $3,972 | $6,753-41.2% | $8,309-52.2% | $4,274-7.1% |
| Admin fee / account holder | $8,508 | $6,809+24.9% | $11,609-26.7% | $7,775+9.4% |