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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,923 | $114,119-72.0% | $107,187-70.2% | $138,895-77.0% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.0%-3.6pp | 79.9%-8.5pp |
| Annual return | 18.28% | 273.21%-254.9pp | 204.55%-186.3pp | 145.39%-127.1pp |
| Employer contribution / active EE | $1,426 | $4,059-64.9% | $3,782-62.3% | $4,194-66.0% |
| Participant deferral / active EE | $1,917 | $5,538-65.4% | $5,096-62.4% | $6,396-70.0% |
| Admin fee / account holder | $329 | $10,024-96.7% | $9,162-96.4% | $12,562-97.4% |