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| Provider | Service type | Compensation |
|---|---|---|
FID INV INST OPS CO10+ years Filed as: FID INVEST INST OPS CO Service code 37 · EIN 04-2647786 | Loan Processing | $168,760 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, LLC Service code 27 · EIN 84-4519624 | Advisory (Plan) | $87,500 |
THOMPSON HINE10+ years Service code 29 · EIN 34-0575300 | Legal | $53,861 |
BDO USA, LLP1 year Filed as: BDO USA P.C. Service code 10 · EIN 13-5381590 | Accounting | $45,544 |
FID INV INST OPS CO10+ years Service code 60 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,380 | $110,258+177.0% | $102,460+198.0% | $200,096+52.6% |
| Participation rate | 98.3% | 86.3%+12.0pp | 76.5%+21.8pp | 72.0%+26.3pp |
| Annual return | 14.79% | 35.78%-21.0pp | 29.47%-14.7pp | 34.26%-19.5pp |
| Employer contribution / active EE | $7,962 | $3,605+120.9% | $3,025+163.2% | $3,038+162.1% |
| Participant deferral / active EE | $19,067 | $6,377+199.0% | $5,056+277.1% | $5,090+274.6% |
| Admin fee / account holder | $94 | $122-23.0% | $9,460-99.0% | $269-65.0% |