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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,837 | $166,020-67.0% | $164,866-66.7% | $145,959-62.4% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 21.09% | 100.08%-79.0pp | 69.97%-48.9pp | 561.95%-540.9pp |
| Employer contribution / active EE | $1,127 | $5,275-78.6% | $4,343-74.0% | $4,661-75.8% |
| Participant deferral / active EE | $2,632 | $6,961-62.2% | $6,033-56.4% | $6,689-60.7% |
| Admin fee / account holder | $269 | $16,644-98.4% | $12,689-97.9% | $13,398-98.0% |