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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,605 | $201,344-7.8% | $184,243+0.7% | $145,877+27.2% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 20.78% | 29.01%-8.2pp | 28.82%-8.0pp | 551.28%-530.5pp |
| Employer contribution / active EE | $1,685 | $7,022-76.0% | $6,427-73.8% | $4,663-63.9% |
| Participant deferral / active EE | $12,541 | $9,807+27.9% | $9,132+37.3% | $6,691+87.4% |
| Admin fee / account holder | $1,067 | $16,382-93.5% | $13,914-92.3% | $13,402-92.0% |