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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,605 | $201,259-7.8% | $184,200+0.8% | $145,959+27.2% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 20.78% | 28.98%-8.2pp | 28.80%-8.0pp | 561.95%-541.2pp |
| Employer contribution / active EE | $1,685 | $7,018-76.0% | $6,424-73.8% | $4,661-63.9% |
| Participant deferral / active EE | $12,541 | $9,806+27.9% | $9,132+37.3% | $6,689+87.5% |
| Admin fee / account holder | $1,067 | $16,372-93.5% | $13,907-92.3% | $13,398-92.0% |