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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,605 | $201,370-7.8% | $184,256+0.7% | $145,897+27.2% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 20.78% | 29.05%-8.3pp | 28.85%-8.1pp | 552.29%-531.5pp |
| Employer contribution / active EE | $1,685 | $7,024-76.0% | $6,427-73.8% | $4,663-63.9% |
| Participant deferral / active EE | $12,541 | $9,808+27.9% | $9,133+37.3% | $6,689+87.5% |
| Admin fee / account holder | $1,067 | $16,364-93.5% | $13,899-92.3% | $13,390-92.0% |