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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,471 | $88,672-79.2% | $105,223-82.4% | $82,448-77.6% |
| Participation rate | 87.1% | 67.9%+19.1pp | 75.0%+12.0pp | 68.1%+19.0pp |
| Annual return | 15.77% | 30.86%-15.1pp | 180.65%-164.9pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,570 | $3,048-48.5% | $3,689-57.4% | $2,551-38.4% |
| Participant deferral / active EE | $4,049 | $4,036+0.3% | $5,072-20.2% | $4,139-2.2% |
| Admin fee / account holder | $1,428 | $7,146-80.0% | $8,859-83.9% | $7,234-80.3% |