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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,437 | $209,336-12.8% | $197,124-7.5% | $137,256+32.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.43% | 48.09%-37.7pp | 44.34%-33.9pp | 220.34%-209.9pp |
| Employer contribution / active EE | $13,992 | $6,591+112.3% | $6,227+124.7% | $4,156+236.7% |
| Participant deferral / active EE | $8,886 | $9,614-7.6% | $9,135-2.7% | $6,407+38.7% |
| Admin fee / account holder | $644 | $17,308-96.3% | $16,298-96.0% | $12,270-94.7% |