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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $675,508 | $124,980+440.5% | $108,359+523.4% | $154,746+336.5% |
| Participation rate | 95.5% | 75.2%+20.3pp | 70.1%+25.3pp | 80.7%+14.8pp |
| Annual return | 10.83% | 45.00%-34.2pp | 36.89%-26.1pp | 172.34%-161.5pp |
| Employer contribution / active EE | $0 | $2,851-100.0% | $2,399-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,792 | $4,743+22.1% | $4,137+40.0% | $6,730-13.9% |
| Admin fee / account holder | $46,499 | $11,502+304.3% | $9,741+377.4% | $14,365+223.7% |