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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,410 | $112,729-44.6% | $98,716-36.8% | $137,256-54.5% |
| Participation rate | 38.5% | 74.2%-35.8pp | 69.3%-30.8pp | 80.0%-41.5pp |
| Annual return | 18.38% | 38.48%-20.1pp | 31.81%-13.4pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,627 | $2,725-40.3% | $2,279-28.6% | $4,156-60.9% |
| Participant deferral / active EE | $4,616 | $4,640-0.5% | $4,048+14.1% | $6,407-27.9% |
| Admin fee / account holder | $1,797 | $10,129-82.3% | $8,703-79.4% | $12,270-85.4% |