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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,718 | $67,823+134.0% | $52,425+202.8% | $137,256+15.6% |
| Participation rate | 39.1% | 63.9%-24.8pp | 55.6%-16.5pp | 80.0%-40.8pp |
| Annual return | 13.03% | 219.11%-206.1pp | 302.12%-289.1pp | 220.34%-207.3pp |
| Employer contribution / active EE | $619 | $1,163-46.8% | $914-32.3% | $4,156-85.1% |
| Participant deferral / active EE | $3,902 | $2,288+70.6% | $1,790+117.9% | $6,407-39.1% |
| Admin fee / account holder | $139 | $2,844-95.1% | $2,495-94.4% | $12,270-98.9% |