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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,027 | $59,467-54.6% | $93,727-71.2% | $74,478-63.7% |
| Participation rate | 34.5% | 59.6%-25.1pp | 68.7%-34.2pp | 67.2%-32.7pp |
| Annual return | 14.46% | 82.14%-67.7pp | 133.83%-119.4pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $1,002 | $1,267-20.9% | $2,421-58.6% | $2,626-61.9% |
| Participant deferral / active EE | $1,440 | $3,052-52.8% | $4,417-67.4% | $4,350-66.9% |
| Admin fee / account holder | $1,077 | $3,028-64.4% | $8,292-87.0% | $1,946-44.7% |