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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,027 | $59,456-54.5% | $93,669-71.1% | $74,429-63.7% |
| Participation rate | 34.5% | 59.6%-25.1pp | 68.7%-34.2pp | 67.2%-32.7pp |
| Annual return | 14.46% | 82.00%-67.5pp | 133.59%-119.1pp | 1368.38%-1353.9pp |
| Employer contribution / active EE | $1,002 | $1,266-20.9% | $2,424-58.7% | $2,625-61.8% |
| Participant deferral / active EE | $1,440 | $3,052-52.8% | $4,416-67.4% | $4,348-66.9% |
| Admin fee / account holder | $1,077 | $3,026-64.4% | $8,291-87.0% | $1,944-44.6% |