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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,681 | $81,331-62.3% | $155,534-80.3% | $80,935-62.1% |
| Participation rate | 38.6% | 66.3%-27.6pp | 78.2%-39.6pp | 67.7%-29.0pp |
| Annual return | 11.14% | 33.37%-22.2pp | 64.92%-53.8pp | 35.66%-24.5pp |
| Employer contribution / active EE | $867 | $3,105-72.1% | $4,675-81.5% | $2,757-68.6% |
| Participant deferral / active EE | $1,326 | $3,454-61.6% | $5,630-76.4% | $4,299-69.2% |
| Admin fee / account holder | $5,998 | $7,999-25.0% | $15,900-62.3% | $6,924-13.4% |