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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,681 | $81,233-62.2% | $155,567-80.3% | $80,874-62.1% |
| Participation rate | 38.6% | 66.2%-27.6pp | 78.2%-39.6pp | 67.6%-29.0pp |
| Annual return | 11.14% | 33.33%-22.2pp | 64.74%-53.6pp | 35.62%-24.5pp |
| Employer contribution / active EE | $867 | $3,101-72.0% | $4,674-81.5% | $2,756-68.5% |
| Participant deferral / active EE | $1,326 | $3,452-61.6% | $5,628-76.4% | $4,297-69.1% |
| Admin fee / account holder | $5,998 | $7,998-25.0% | $15,916-62.3% | $6,935-13.5% |