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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,732 | $106,749+44.9% | $145,433+6.4% | $82,448+87.7% |
| Participation rate | 97.7% | 75.6%+22.1pp | 82.1%+15.6pp | 68.1%+29.7pp |
| Annual return | 13.47% | 27.59%-14.1pp | 66.58%-53.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $4,052 | $3,444+17.6% | $4,554-11.0% | $2,551+58.8% |
| Participant deferral / active EE | $11,935 | $6,519+83.1% | $7,897+51.1% | $4,139+188.3% |
| Admin fee / account holder | $21,406 | $8,390+155.1% | $13,129+63.0% | $7,234+195.9% |