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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,573 | $100,073-96.4% | $85,126-95.8% | $145,877-97.6% |
| Participation rate | 90.5% | 74.1%+16.4pp | 67.5%+23.0pp | 80.3%+10.2pp |
| Annual return | 15.26% | 84.11%-68.8pp | 66.63%-51.4pp | 551.28%-536.0pp |
| Employer contribution / active EE | $1,263 | $3,236-61.0% | $2,731-53.8% | $4,663-72.9% |
| Participant deferral / active EE | $778 | $5,294-85.3% | $4,523-82.8% | $6,691-88.4% |
| Admin fee / account holder | $411 | $7,261-94.3% | $6,160-93.3% | $13,402-96.9% |