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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,869 | $76,407-7.2% | $150,298-52.8% | $82,448-14.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.36% | 39.99%-27.6pp | 62.79%-50.4pp | 41.64%-29.3pp |
| Employer contribution / active EE | $6,129 | $2,614+134.5% | $4,154+47.6% | $2,551+140.3% |
| Participant deferral / active EE | $3,132 | $3,214-2.6% | $5,453-42.6% | $4,139-24.3% |
| Admin fee / account holder | $11,940 | $6,352+88.0% | $14,116-15.4% | $7,234+65.0% |