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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,968 | $160,040-96.9% | $147,096-96.6% | $145,877-96.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.74% | 98.49%-86.8pp | 419.75%-408.0pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,997 | $5,289-43.3% | $4,936-39.3% | $4,663-35.7% |
| Participant deferral / active EE | $20,000 | $8,429+137.3% | $8,071+147.8% | $6,691+198.9% |
| Admin fee / account holder | $704,076 | $15,050+4578.3% | $13,005+5313.8% | $13,402+5153.4% |