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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,869 | $87,166-74.9% | $76,735-71.5% | $137,256-84.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 9.14% | 26.50%-17.4pp | 29.77%-20.6pp | 220.34%-211.2pp |
| Employer contribution / active EE | $1,481 | $2,904-49.0% | $2,454-39.7% | $4,156-64.4% |
| Participant deferral / active EE | $3,586 | $4,726-24.1% | $4,088-12.3% | $6,407-44.0% |
| Admin fee / account holder | $669 | $8,403-92.0% | $7,189-90.7% | $12,270-94.5% |