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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,203,315 | $162,136+642.2% | $152,301+690.1% | $154,746+677.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.55% | 91.02%-79.5pp | 80.50%-69.0pp | 172.34%-160.8pp |
| Employer contribution / active EE | $31,811 | $4,890+550.5% | $4,624+587.9% | $4,379+626.4% |
| Participant deferral / active EE | $20,506 | $8,341+145.8% | $8,004+156.2% | $6,730+204.7% |
| Admin fee / account holder | $107,379 | $15,759+581.4% | $14,398+645.8% | $14,365+647.5% |