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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,012 | $72,071+541.0% | $68,368+575.8% | $137,256+236.6% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 12.50% | 353.14%-340.6pp | 292.57%-280.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $660 | $2,788-76.3% | $2,649-75.1% | $4,156-84.1% |
| Participant deferral / active EE | $1,920 | $4,410-56.5% | $4,123-53.4% | $6,407-70.0% |
| Admin fee / account holder | $17,786 | $5,336+233.3% | $5,150+245.4% | $12,270+45.0% |