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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,452 | $110,410-57.9% | $102,437-54.7% | $145,897-68.2% |
| Participation rate | 21.7% | 77.9%-56.2pp | 74.5%-52.8pp | 80.3%-58.6pp |
| Annual return | 9.44% | 24.85%-15.4pp | 24.95%-15.5pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,687 | $4,217-60.0% | $3,871-56.4% | $4,663-63.8% |
| Participant deferral / active EE | $2,096 | $5,622-62.7% | $5,060-58.6% | $6,689-68.7% |
| Admin fee / account holder | $262 | $9,745-97.3% | $8,388-96.9% | $13,390-98.0% |