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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,234 | $93,345-37.6% | $119,126-51.1% | $87,485-33.4% |
| Participation rate | 23.1% | 68.7%-45.7pp | 75.8%-52.7pp | 68.9%-45.9pp |
| Annual return | 16.96% | 19.08%-2.1pp | 282.11%-265.2pp | 26.06%-9.1pp |
| Employer contribution / active EE | $1,077 | $3,172-66.0% | $4,034-73.3% | $2,596-58.5% |
| Participant deferral / active EE | $2,005 | $4,099-51.1% | $5,318-62.3% | $4,274-53.1% |
| Admin fee / account holder | $691 | $8,039-91.4% | $10,693-93.5% | $7,775-91.1% |