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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,813 | $78,520+4.2% | $96,576-15.3% | $82,448-0.8% |
| Participation rate | 83.1% | 77.7%+5.3pp | 81.4%+1.6pp | 68.1%+15.0pp |
| Annual return | 20.67% | 41.30%-20.6pp | 38.47%-17.8pp | 41.64%-21.0pp |
| Employer contribution / active EE | $3,250 | $2,630+23.6% | $3,553-8.5% | $2,551+27.4% |
| Participant deferral / active EE | $6,353 | $6,754-5.9% | $7,956-20.2% | $4,139+53.5% |
| Admin fee / account holder | $1,091 | $13,455-91.9% | $11,381-90.4% | $7,234-84.9% |