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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,813 | $77,358+5.8% | $102,184-19.9% | $87,485-6.5% |
| Participation rate | 83.1% | 78.7%+4.4pp | 82.6%+0.5pp | 68.9%+14.1pp |
| Annual return | 20.67% | 41.11%-20.4pp | 31.58%-10.9pp | 26.06%-5.4pp |
| Employer contribution / active EE | $3,250 | $2,562+26.9% | $3,594-9.6% | $2,596+25.2% |
| Participant deferral / active EE | $6,353 | $6,753-5.9% | $8,309-23.5% | $4,274+48.7% |
| Admin fee / account holder | $1,091 | $6,809-84.0% | $11,609-90.6% | $7,775-86.0% |