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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,289 | $183,516+2.1% | $155,534+20.4% | $145,884+28.4% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 17.53% | 61.43%-43.9pp | 64.92%-47.4pp | 551.85%-534.3pp |
| Employer contribution / active EE | $7,816 | $5,315+47.1% | $4,675+67.2% | $4,662+67.7% |
| Participant deferral / active EE | $4,839 | $6,467-25.2% | $5,630-14.1% | $6,690-27.7% |
| Admin fee / account holder | $1,405 | $19,293-92.7% | $15,900-91.2% | $13,392-89.5% |