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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,242 | $172,111+21.0% | $150,298+38.6% | $137,256+51.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.87% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $21,814 | $4,636+370.5% | $4,154+425.1% | $4,156+424.9% |
| Participant deferral / active EE | $9,447 | $6,166+53.2% | $5,453+73.3% | $6,407+47.5% |
| Admin fee / account holder | $2,951 | $16,471-82.1% | $14,116-79.1% | $12,270-75.9% |