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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,978 | $150,412-61.5% | $120,574-51.9% | $145,884-60.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 85.50% | 154.50%-69.0pp | 107.42%-21.9pp | 551.85%-466.4pp |
| Employer contribution / active EE | $2,580 | $4,355-40.7% | $3,471-25.7% | $4,662-44.7% |
| Participant deferral / active EE | $4,333 | $6,175-29.8% | $4,996-13.3% | $6,690-35.2% |
| Admin fee / account holder | $517 | $12,224-95.8% | $9,445-94.5% | $13,392-96.1% |