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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,683 | $111,535-78.8% | $105,223-77.5% | $137,256-82.7% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 15.66% | 237.85%-222.2pp | 180.65%-165.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,490 | $3,939-36.8% | $3,689-32.5% | $4,156-40.1% |
| Participant deferral / active EE | $3,533 | $5,500-35.8% | $5,072-30.3% | $6,407-44.9% |
| Admin fee / account holder | $5,813 | $9,721-40.2% | $8,859-34.4% | $12,270-52.6% |