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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,196 | $110,410-88.0% | $102,437-87.1% | $145,897-91.0% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 12.67% | 24.85%-12.2pp | 24.95%-12.3pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,404 | $4,217-43.0% | $3,871-37.9% | $4,663-48.4% |
| Participant deferral / active EE | $3,593 | $5,622-36.1% | $5,060-29.0% | $6,689-46.3% |
| Admin fee / account holder | $1,493 | $9,745-84.7% | $8,388-82.2% | $13,390-88.8% |