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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,821 | $166,131+35.3% | $164,975+36.3% | $145,877+54.1% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 12.46% | 100.37%-87.9pp | 70.12%-57.7pp | 551.28%-538.8pp |
| Employer contribution / active EE | $8,696 | $5,276+64.8% | $4,343+100.2% | $4,663+86.5% |
| Participant deferral / active EE | $1,168 | $6,962-83.2% | $6,033-80.6% | $6,691-82.5% |
| Admin fee / account holder | $2,377 | $16,648-85.7% | $12,688-81.3% | $13,402-82.3% |