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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,821 | $166,268+35.2% | $165,100+36.2% | $145,897+54.1% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 12.46% | 100.52%-88.1pp | 70.21%-57.8pp | 552.29%-539.8pp |
| Employer contribution / active EE | $8,696 | $5,284+64.6% | $4,348+100.0% | $4,663+86.5% |
| Participant deferral / active EE | $1,168 | $6,964-83.2% | $6,035-80.6% | $6,689-82.5% |
| Admin fee / account holder | $2,377 | $16,659-85.7% | $12,696-81.3% | $13,390-82.3% |