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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,526 | $68,852+178.2% | $120,524+58.9% | $80,925+136.7% |
| Participation rate | 86.8% | 61.6%+25.2pp | 71.9%+14.9pp | 67.7%+19.2pp |
| Annual return | 19.05% | 23.67%-4.6pp | 107.36%-88.3pp | 35.65%-16.6pp |
| Employer contribution / active EE | $8,110 | $2,063+293.1% | $3,469+133.8% | $2,756+194.2% |
| Participant deferral / active EE | $14,036 | $3,187+340.5% | $4,994+181.1% | $4,299+226.5% |
| Admin fee / account holder | $9,444 | $5,781+63.4% | $9,4400% | $6,940+36.1% |