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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,526 | $68,573+179.3% | $120,368+59.1% | $80,874+136.8% |
| Participation rate | 86.8% | 61.6%+25.3pp | 71.9%+14.9pp | 67.6%+19.2pp |
| Annual return | 19.05% | 23.61%-4.6pp | 107.26%-88.2pp | 35.62%-16.6pp |
| Employer contribution / active EE | $8,110 | $2,052+295.3% | $3,465+134.1% | $2,756+194.3% |
| Participant deferral / active EE | $14,036 | $3,174+342.2% | $4,991+181.2% | $4,297+226.6% |
| Admin fee / account holder | $9,444 | $5,734+64.7% | $9,429+0.2% | $6,935+36.2% |