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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,425 | $106,749-64.0% | $145,433-73.6% | $82,448-53.4% |
| Participation rate | 83.3% | 75.6%+7.7pp | 82.1%+1.2pp | 68.1%+15.3pp |
| Annual return | 14.80% | 27.59%-12.8pp | 66.58%-51.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,371 | $3,444-60.2% | $4,554-69.9% | $2,551-46.3% |
| Participant deferral / active EE | $2,388 | $6,519-63.4% | $7,897-69.8% | $4,139-42.3% |
| Admin fee / account holder | $1,392 | $8,390-83.4% | $13,129-89.4% | $7,234-80.8% |