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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,429 | $90,674-58.7% | $96,707-61.3% | $82,448-54.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 80.4%-30.4pp | 68.1%-18.1pp |
| Annual return | 21.78% | 49.05%-27.3pp | 34.78%-13.0pp | 41.64%-19.9pp |
| Employer contribution / active EE | $1,476 | $3,975-62.9% | $4,191-64.8% | $2,551-42.1% |
| Participant deferral / active EE | $3,189 | $5,696-44.0% | $5,997-46.8% | $4,139-22.9% |
| Admin fee / account holder | $3,094 | $7,568-59.1% | $7,503-58.8% | $7,234-57.2% |