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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,429 | $96,233-61.1% | $137,474-72.8% | $94,015-60.2% |
| Participation rate | 50.0% | 78.3%-28.3pp | 83.5%-33.5pp | 70.8%-20.8pp |
| Annual return | 21.78% | 16.05%+5.7pp | 11.53%+10.3pp | 17.84%+3.9pp |
| Employer contribution / active EE | $1,476 | $3,713-60.3% | $5,048-70.8% | $2,790-47.1% |
| Participant deferral / active EE | $3,189 | $5,018-36.4% | $6,155-48.2% | $4,249-24.9% |
| Admin fee / account holder | $3,094 | $7,029-56.0% | $10,602-70.8% | $8,951-65.4% |