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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,597 | $111,814-21.7% | $103,374-15.3% | $145,959-40.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.76% | 24.77%-14.0pp | 24.89%-14.1pp | 561.95%-551.2pp |
| Employer contribution / active EE | $3,049 | $4,214-27.6% | $3,869-21.2% | $4,661-34.6% |
| Participant deferral / active EE | $4,989 | $5,618-11.2% | $5,058-1.4% | $6,689-25.4% |
| Admin fee / account holder | $399 | $9,754-95.9% | $8,394-95.2% | $13,398-97.0% |