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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,150 | $211,239-65.8% | $178,528-59.6% | $145,877-50.5% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 23.55% | 30.22%-6.7pp | 27.11%-3.6pp | 551.28%-527.7pp |
| Employer contribution / active EE | $12,204 | $4,570+167.0% | $3,950+208.9% | $4,663+161.7% |
| Participant deferral / active EE | $5,720 | $6,963-17.8% | $6,278-8.9% | $6,691-14.5% |
| Admin fee / account holder | $1,023 | $12,095-91.5% | $10,419-90.2% | $13,402-92.4% |