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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,150 | $211,105-65.8% | $178,449-59.6% | $145,978-50.6% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 23.55% | 30.19%-6.6pp | 27.09%-3.5pp | 550.52%-527.0pp |
| Employer contribution / active EE | $12,204 | $4,569+167.1% | $3,951+208.9% | $4,662+161.8% |
| Participant deferral / active EE | $5,720 | $6,959-17.8% | $6,277-8.9% | $6,690-14.5% |
| Admin fee / account holder | $1,023 | $12,017-91.5% | $10,362-90.1% | $13,400-92.4% |