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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,334 | $108,911+12.3% | $100,392+21.9% | $145,884-16.1% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 8.31% | 58.23%-49.9pp | 49.45%-41.1pp | 551.85%-543.5pp |
| Employer contribution / active EE | $2,541 | $4,420-42.5% | $3,941-35.5% | $4,662-45.5% |
| Participant deferral / active EE | $5,862 | $8,459-30.7% | $8,090-27.5% | $6,690-12.4% |
| Admin fee / account holder | $33,785 | $9,698+248.4% | $7,904+327.4% | $13,392+152.3% |