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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,147 | $139,948+200.2% | $121,663+245.3% | $154,746+171.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 18.19% | 230.52%-212.3pp | 147.54%-129.3pp | 172.34%-154.1pp |
| Employer contribution / active EE | $12,793 | $3,521+263.4% | $3,020+323.6% | $4,379+192.1% |
| Participant deferral / active EE | $4,965 | $5,629-11.8% | $4,887+1.6% | $6,730-26.2% |
| Admin fee / account holder | $3,410 | $17,321-80.3% | $14,289-76.1% | $14,365-76.3% |