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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,131 | $78,690+134.0% | $161,489+14.0% | $87,485+110.5% |
| Participation rate | 97.1% | 67.5%+29.6pp | 78.7%+18.4pp | 68.9%+28.1pp |
| Annual return | 9.49% | 32.74%-23.3pp | 89.72%-80.2pp | 26.06%-16.6pp |
| Employer contribution / active EE | $5,716 | $2,588+120.8% | $4,268+33.9% | $2,596+120.2% |
| Participant deferral / active EE | $3,502 | $3,311+5.8% | $5,630-37.8% | $4,274-18.1% |
| Admin fee / account holder | $112,338 | $6,724+1570.8% | $16,006+601.9% | $7,775+1344.9% |