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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,131 | $75,541+143.8% | $152,093+21.1% | $82,637+122.8% |
| Participation rate | 97.1% | 66.5%+30.5pp | 77.8%+19.3pp | 68.1%+29.0pp |
| Annual return | 9.49% | 32.56%-23.1pp | 66.36%-56.9pp | 53.51%-44.0pp |
| Employer contribution / active EE | $5,716 | $2,622+118.0% | $4,175+36.9% | $2,552+124.0% |
| Participant deferral / active EE | $3,502 | $3,206+9.2% | $5,451-35.8% | $4,126-15.1% |
| Admin fee / account holder | $112,338 | $6,405+1654.0% | $14,497+674.9% | $7,339+1430.7% |