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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,131 | $86,050+114.0% | $189,758-3.0% | $94,015+95.9% |
| Participation rate | 97.1% | 68.9%+28.2pp | 79.8%+17.3pp | 70.8%+26.2pp |
| Annual return | 9.49% | 17.77%-8.3pp | 52.62%-43.1pp | 17.84%-8.4pp |
| Employer contribution / active EE | $5,716 | $2,819+102.8% | $4,767+19.9% | $2,790+104.9% |
| Participant deferral / active EE | $3,502 | $3,349+4.6% | $5,856-40.2% | $4,249-17.6% |
| Admin fee / account holder | $112,338 | $6,627+1595.3% | $20,388+451.0% | $8,951+1155.0% |