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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,990 | $81,276+157.1% | $155,574+34.3% | $80,925+158.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.88% | 33.36%-19.5pp | 64.87%-51.0pp | 35.65%-21.8pp |
| Employer contribution / active EE | $15,629 | $3,103+403.7% | $4,676+234.3% | $2,756+467.0% |
| Participant deferral / active EE | $10,700 | $3,453+209.9% | $5,629+90.1% | $4,299+148.9% |
| Admin fee / account holder | $6,316 | $7,993-21.0% | $15,914-60.3% | $6,940-9.0% |