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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,990 | $81,233+157.3% | $155,567+34.3% | $80,874+158.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.88% | 33.33%-19.4pp | 64.74%-50.9pp | 35.62%-21.7pp |
| Employer contribution / active EE | $15,629 | $3,101+404.0% | $4,674+234.4% | $2,756+467.2% |
| Participant deferral / active EE | $10,700 | $3,452+209.9% | $5,628+90.1% | $4,297+149.0% |
| Admin fee / account holder | $6,316 | $7,998-21.0% | $15,916-60.3% | $6,935-8.9% |