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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,441 | $154,228-6.3% | $145,433-0.7% | $137,256+5.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.14% | 74.59%-67.4pp | 66.58%-59.4pp | 220.34%-213.2pp |
| Employer contribution / active EE | $3,400 | $4,804-29.2% | $4,554-25.3% | $4,156-18.2% |
| Participant deferral / active EE | $13,083 | $8,216+59.2% | $7,897+65.7% | $6,407+104.2% |
| Admin fee / account holder | $371,621 | $14,344+2490.9% | $13,129+2730.5% | $12,270+2928.7% |