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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $28,496 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$11,466 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,162 | $122,042+46.0% | $184,243-3.3% | $74,429+139.4% |
| Participation rate | 90.2% | 85.5%+4.7pp | 86.8%+3.4pp | 67.2%+23.0pp |
| Annual return | 16.05% | 19.91%-3.9pp | 28.82%-12.8pp | 1368.38%-1352.3pp |
| Employer contribution / active EE | $7,740 | $4,538+70.6% | $6,427+20.4% | $2,625+194.9% |
| Participant deferral / active EE | $14,879 | $7,143+108.3% | $9,132+62.9% | $4,348+242.2% |
| Admin fee / account holder | $69 | $1,252-94.5% | $13,914-99.5% | $1,944-96.5% |