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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,427 | $209,336-57.8% | $197,124-55.1% | $137,256-35.6% |
| Participation rate | 78.3% | 87.3%-9.0pp | 86.7%-8.5pp | 80.0%-1.7pp |
| Annual return | 44.06% | 48.09%-4.0pp | 44.34%-0.3pp | 220.34%-176.3pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $10,619 | $9,614+10.5% | $9,135+16.3% | $6,407+65.8% |
| Admin fee / account holder | $981 | $17,308-94.3% | $16,298-94.0% | $12,270-92.0% |