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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,427 | $212,386-58.4% | $199,883-55.8% | $138,895-36.3% |
| Participation rate | 78.3% | 87.4%-9.1pp | 86.8%-8.5pp | 79.9%-1.7pp |
| Annual return | 44.06% | 47.75%-3.7pp | 43.81%+0.3pp | 145.39%-101.3pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $10,619 | $9,617+10.4% | $9,138+16.2% | $6,396+66.0% |
| Admin fee / account holder | $981 | $18,233-94.6% | $17,268-94.3% | $12,562-92.2% |