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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,028 | $154,228+169.7% | $145,433+186.1% | $137,256+203.1% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 13.40% | 74.59%-61.2pp | 66.58%-53.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $5,970 | $4,804+24.3% | $4,554+31.1% | $4,156+43.6% |
| Participant deferral / active EE | $12,952 | $8,216+57.6% | $7,897+64.0% | $6,407+102.2% |
| Admin fee / account holder | $9,697 | $14,344-32.4% | $13,129-26.1% | $12,270-21.0% |