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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,418 | $99,633-87.5% | $183,328-93.2% | $82,448-84.9% |
| Participation rate | 93.9% | 70.8%+23.2pp | 77.3%+16.6pp | 68.1%+25.9pp |
| Annual return | 20.63% | 17.84%+2.8pp | 29.67%-9.0pp | 41.64%-21.0pp |
| Employer contribution / active EE | $1,634 | $3,256-49.8% | $5,055-67.7% | $2,551-36.0% |
| Participant deferral / active EE | $3,393 | $4,938-31.3% | $6,795-50.1% | $4,139-18.0% |
| Admin fee / account holder | $415 | $9,934-95.8% | $21,427-98.1% | $7,234-94.3% |