Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,523 | $63,456-47.2% | $100,712-66.7% | $64,097-47.7% |
| Participation rate | 69.3% | 49.7%+19.7pp | 69.3%+0.1pp | 55.2%+14.2pp |
| Annual return | 14.73% | 19.65%-4.9pp | 33.27%-18.5pp | 34.64%-19.9pp |
| Employer contribution / active EE | $568 | $1,003-43.4% | $2,313-75.5% | $1,891-70.0% |
| Participant deferral / active EE | $3,244 | $2,463+31.7% | $4,085-20.6% | $3,080+5.3% |
| Admin fee / account holder | $3,047 | $4,808-36.6% | $9,256-67.1% | $3,454-11.8% |