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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,520 | $102,422+53.8% | $147,117+7.1% | $80,959+94.6% |
| Participation rate | 58.3% | 75.9%-17.5pp | 82.2%-23.9pp | 67.7%-9.3pp |
| Annual return | 18.75% | 135.16%-116.4pp | 420.54%-401.8pp | 35.67%-16.9pp |
| Employer contribution / active EE | $2,030 | $3,717-45.4% | $4,932-58.9% | $2,757-26.4% |
| Participant deferral / active EE | $4,158 | $6,652-37.5% | $8,065-48.4% | $4,300-3.3% |
| Admin fee / account holder | $222 | $7,953-97.2% | $12,993-98.3% | $6,925-96.8% |