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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,331 | $100,147+116.0% | $81,286+166.1% | $145,877+48.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.28% | 34.44%-23.2pp | 24.80%-13.5pp | 551.28%-540.0pp |
| Employer contribution / active EE | $6,032 | $2,977+102.6% | $2,463+144.9% | $4,663+29.4% |
| Participant deferral / active EE | $8,138 | $4,607+76.6% | $3,883+109.6% | $6,691+21.6% |
| Admin fee / account holder | $4,814 | $8,201-41.3% | $5,764-16.5% | $13,402-64.1% |