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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,331 | $100,262+115.8% | $81,370+165.9% | $145,897+48.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.28% | 34.52%-23.2pp | 24.85%-13.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $6,032 | $2,979+102.5% | $2,464+144.8% | $4,663+29.4% |
| Participant deferral / active EE | $8,138 | $4,612+76.5% | $3,885+109.5% | $6,689+21.7% |
| Admin fee / account holder | $4,814 | $8,163-41.0% | $5,749-16.3% | $13,390-64.1% |