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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,412 | $62,166-46.3% | $81,353-58.9% | $74,459-55.1% |
| Participation rate | 45.1% | 64.1%-19.0pp | 69.5%-24.5pp | 67.2%-22.2pp |
| Annual return | 12.06% | 16.50%-4.4pp | 24.82%-12.8pp | 1369.70%-1357.6pp |
| Employer contribution / active EE | $1,001 | $1,881-46.8% | $2,464-59.4% | $2,626-61.9% |
| Participant deferral / active EE | $2,429 | $3,223-24.6% | $3,885-37.5% | $4,350-44.1% |
| Admin fee / account holder | $3,806 | $1,925+97.8% | $5,766-34.0% | $1,945+95.7% |