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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,202 | $154,228-57.7% | $145,433-55.2% | $137,256-52.5% |
| Participation rate | 89.5% | 83.8%+5.7pp | 82.1%+7.4pp | 80.0%+9.5pp |
| Annual return | 15.41% | 74.59%-59.2pp | 66.58%-51.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,821 | $4,804-41.3% | $4,554-38.1% | $4,156-32.1% |
| Participant deferral / active EE | $4,352 | $8,216-47.0% | $7,897-44.9% | $6,407-32.1% |
| Admin fee / account holder | $2,194 | $14,344-84.7% | $13,129-83.3% | $12,270-82.1% |